Individual Major Medical
What is the Affordable Care Act?
Guaranteed issue: insurers can ’ t deny coverage due to pre - existing conditions.
Community rating: premiums can ’ t vary based on health status — only age, location, family size, and tobacco use.
Essential health benefits: all plans must cover basic s like hospitalization, prescriptions, maternity, mental health, preventive care, etc.
Subsidies (premium tax credits & cost - sharing reductions): lower costs for people who qualify based on income.
Marketplace shopping: a centralized way to compare plans side by side.
Your Custom ACA Portal
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Our Insurance Services
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Insurance Services
Health Coverage
Discover the right healthcare coverages for you and your loved ones. We offer choices for you, your family, and your employees to help you put your health first.
Practice Coverage
Protect your business with coverages designed for dental practices. Created to protect your equipment, staff and reputation from unexpected risks. Let us handle the coverage, so you can focus on your patients.
Personal Coverage
Secure your future with the coverages you need to protect what matters most – your life, your livelihood, and your peace of mind. From everyday risks to life’s big moments, we’ve got you covered every step of the way.