There are many factors to consider with Term Life
Insurance, price being one of them.
Insurance Companies
that sell Term Insurance are very particular when
it comes to offering their best rate.
Health conditions, lifestyle,
and family history all are considered when offering
a carrier’s “best rate”.
Additionally,
some proposals are based upon your age nearest
versus, actual age. For instance if you are 50, many companies
will quote you age 51 ( age nearest ) once it is
more than 6 months from your birthday.
What this means is that you sometimes, even if
you are in excellent health, a history of
cancer or heart disease in your family, being a
pilot, racing cars or motorcycles, and or engaging
in activities such as scuba diving or parachuting
can affect your rate.
A general underwriting
criteria is available to review some of the
factors that are considered when applying for coverage.
Interested? Simply
download and complete the questionnaire above
and fax (817-569-8304) or email
(Marketing@tdamemberinsure.com)
it to us and we will provide you with
a multi-company comparison from similarly
rated financially strong companies for your
review.
Term
Life Questionnaire