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:: SPECIALIZED INSURANCE
Long Term Care
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:: CRITICAL ILLNESS
You choose the level of coverage that meets your needs. Lump Sum Benefits range from a minimum of $25,000 to a maximum of $2,000,000. Critical Illness insurance provides a lump sum benefit just 30 days after the diagnosis of one of the following critical illnesses:
  • Alzheimer's
  • Life Threatening Cancer
  • Coronary Artery Bypass Surgery
  • Coronary Angioplasty
  • Stroke
  • Paralysis
  • Major Organ Transplant
  • Kidney Failure
  • Multiple Sclerosis
  • Deafness
  • Blindness
  • Occupational HIV
Why the Need for Critical Illness Insurance?

Three out of every four Americans will contract a life-altering illness during his or her lifetime. And with today's advances in medical science, the chances of survival are greater than ever.

But will your finances survive? Few of us are prepared for the financial burdens that can threaten both our lifestyle and our security when a Critical Illness strikes, such as: Convalescence, Private nursing costs, Reduction or permanent loss of income, A change of profession, Child care, Medical expenses, Medical equipment or home refitting, Mortgage and other debt payments.

Many people who survive critical illnesses face serious financial constraints as they attempt to recover. Now there is a solution that takes away the financial strain of surviving a critical illness.

What is Critical Illness Insurance?

It is a policy that provides a lump sum benefit which is paid directly to the insured upon diagnosis of a critical illness such as life threatening cancer, heart attack, stroke, and/or Alzheimer's. The lump sum benefit may be used in any manner the insured chooses.

Critical Illness coverage is a relatively new type of insurance that lets you protect yourself against the high cost of rebuilding your lifestyle following critical illness. Should you contract a critical illness, the lump sum payment will help you maintain your lifestyle and your financial health.

If you are interested in learning more about Critical Illness Insurance or would like a customized proposal, please call us toll-free number at 1-800-677-8644.

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